Financing Options
Find a Payment Option That Works for You
Whether you’re replacing an HVAC system, tackling a plumbing project, upgrading electrical work, or making another important improvement to your home, financing can make it easier to move forward.
Through Hearth, you can explore financing options from multiple lenders, compare available terms, and prequalify without affecting your credit score.
Fast. Simple. Convenient.
Hearth works with a network of lenders to help homeowners find financing options for home improvement projects. The prequalification process can be completed in just a few minutes.
More Ways to Make Your Project Possible
Explore financing options designed to give homeowners greater flexibility when planning repairs, replacements, and home improvements.
18-Lender Network
Explore options from a network of 18 lenders, including options for qualifying applicants with FICO scores of 550 and above.
Prequalify Quickly
Check available financing options in as little as two minutes.
No Credit Score Impact
Checking your available options through the prequalification process does not impact your credit score.
Fast Funding
Approved loans may be funded in as little as 24 hours.
$1,000–$250,000
Financing options are available for projects ranging from $1,000 to $250,000 with terms ranging from 2 to 12 years.
Rates Starting at 7.99% APR
Qualified applicants may find fixed-rate financing options starting at 7.99% APR.
Fixed Payments & Rates
Explore predictable payment options with fixed payments and rates.
No Prepayment Penalties
Pay your loan off early without a prepayment penalty.
0% Financing Options
Eligible customers may have access to promotional 0% financing options for terms up to 21 months.
Explore Your Financing Options
Complete the secure form below to see financing options that may be available for your project. Checking your options will not affect your credit score.
Financing is provided through Hearth’s network of lending partners and is subject to credit approval and lender terms. Rates, loan amounts, repayment terms, promotional financing offers, and funding times may vary by applicant and lender. APRs may vary based on creditworthiness and other factors.
Need Help With Hearth Financing?
Have a question about the financing process or need assistance with your application? Hearth’s support team is available to help.
General Hearth Support
Phone: (512) 686-4141
Email: support@gethearth.com
Priority Homeowner Support
Phone: (512) 559-4029